Thank you for this opportunity to introduce you to JERRY PARKS INSURANCE GROUP. We are delighted to provide you with this information regarding our insurance services. The JERRY PARKS INSURANCE GROUP has been providing quality equine mortality coverage to the thoroughbred community for more than 20 years. In recent years, we have expanded our services to offer insurance coverage to meet the needs of every horseman in every breed, from the owner of one horse to a large farm owner. In addition to coverages for the equine, our insurance specialists can assist you with comprehensive farm packages, workers’ compensation, horse owners’ liability, general business liability and packages, umbrella liability, homeowners, auto life and health - all underwritten by some of the nation’s largest, and most financially sound, A and A+ Best rated caries. We are proud to be able to offer these superior companies as security for your policy and can assure you that they are among the best underwriting companies available today. Our goal at JERRY PARKS INSURANCE GROUP is the satisfaction of our clients through exceptional, personalized service and outstanding products to meet their needs.

PARKS INSURANCE CORPORATION

Parks Insurance Corporation is the Property and Casualty arm of the Jerry Parks Insurance Group. This Corporation provides Property and Casualty insurance to businesses and individuals. We specialize in Horse Farm and Horse Owners Insurance because of our long association with the Horse Industry. However, we are skilled and expert in all areas of property and casualty insurance. We can meet the needs of virtually any business, large or small, as well as the needs of families and individuals.

Parks Insurance Corporation has two divisions: the Farm Division and the General Lines Division. Our Farm Division represents several of the nation's largest and best Insurance Companies writing this line of coverage including Great American Insurance Company, American Live Stock Insurance Company and others. We offer farm package policies; business auto policies; workers compensation; equine and general liability; care, custody and control; and umbrella liability policies. Our staff has years of experience and a superior knowledge of the products. We are dedicated to individual and personal service.

Our General Lines Division offers personal and commercial insurance packages to suit every business and personal need. Included are commercial property coverage, business liability, commercial auto policies, aviation, workers' compensation, personal auto, homeowners, boat and other insurance products. Our Companies include Auto-Owners Insurance Company, Hanover, FFVA Mutual, Tower Hill, Progressive and others. This line up of Companies give us the products to serve the insurance needs of our business and personal clients. The employees of the General Lines Division also have years of experience and the knowledge to give our clients the personal and professional service required by Parks Insurance Corporation.

LIFE AND GROUP HEALTH INSURANCE

Personal and Commercial Life Insurance and Group Health Insurance is offered through Parks Insurance Corporation to serve our Clients needs. We represent some of the finest Life Insurance Companies in the world such as Mass Mutual, Auto-Owners Life and others. Our Group Insurance is placed through an impressive collection of Companies, including, Blue Cross/Blue Shield, Principal Insurance Group and Aetna.

Our philosophy is to provide the best policy through the most secure Insurance Carrier to meet our clients' need including variable life, universal life, term and whole life, single premium life and disability. Our business insurance product line includes key man insurance, executive benefit policies and others. We offer Group life, health and dental plans for both large and small businesses.

EQUINE MORTALITY INSURANCE

Jerry Parks Insurance Group, one of the largest equine insurance agencies in the United States, represents several of the nation’s premier equine insurers, all of which are A and A+ rated and fully licensed in all 50 states. Among our mortality insurers are American Live Stock, Great American, Markel, North American Specialty and XL Specialty. In addition to these domestic insurers, we have available to us many equine markets in London to cover those risks which require special handling. Insurance policies may look alike, but the proof of good coverage is in the prompt and courteous payment of claims in the event of a loss. We have chosen only companies who meet our high standards of integrity, reliability and service. Let us help you choose a coverage that is specifically designed to cover your particular horse operation.

FULL MORTALITY COVERAGE

All Risk Full Mortality Insurance provides coverage against all risks of death, including destruction to relieve inhumane suffering. This coverage applies to horses located anywhere in the United States and Canada. These policies can be amended to include international transit, if necessary. We also specialize in equine coverage overseas.

RESTRICTED (OR ENUMERATED) PERILS

These policies, written at a lower premium rate than for full mortality, cover losses from fewer exposures such as fire, lightning, collision in transit, and windstorm/tornado. They can be broadened to include additional perils such as attack by wild animals, drowning, electrocution, collapse of building, etc., to a policy covering death or destruction due to any type of external and/or visible accident.

BARRENNESS AND PROSPECTIVE FOAL

When purchasing a no-guarantee season, protect your investment. Our barrenness policy will guarantee that your mare will conceive and deliver a single, live foal. Prospective foal coverage is available for mares who have been determined to be in foal, and will guarantee that she will deliver a single, live foal.

STALLION INFERTILITY

Jerry Parks Insurance Group also provides a mortality-fertility package on first year stallions entering the breeding shed. This package includes full mortality, accident, sickness and disease, and 60% congenital infertility. Full mortality and accident, sickness, and disease insurance are also available for share owners of any syndicated stallion.

AUTOMATIC FALL OF THE HAMMER COVERAGE

There are many hazards that can endanger your horse between the fall of the hammer at public auction and its safe arrival at its final destination. Representatives of Jerry Parks Insurance Group have attended all major thoroughbred auctions throughout the United States for many years. We encourage thoroughbred owners to arrange “fall of the hammer” coverage prior to attending sales. This fall of the hammer coverage can be arranged by simply notifying our office prior to the sale.

MAJOR MEDICAL AND LOSS OF USE

Many of our insurers offer medical coverage, both surgical and major medical, to protect you against the high cost of surgery and veterinarian expense. Loss of Use Insurance protects you against the risk of a condition which renders your horse permanently incapable of fulfilling its function or use, as a direct result of an accident, illness or disease. Each plan differs slightly, and we would be happy to discuss them with you at your request.

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